About the wallet balance

The Pledge Collateral for now is 1.2 FIL. Is this mean that I should have at least 1.2FIL to pledge a sector? But my new wallet account has only 0.005 FIL which is newly added from the facuet.
Is there any other way to get first 1.2 FIL? Could anyone lend me some filecoins? My wallet address is t3vudqptomzi6p5u6ehbypasm4fyozeqih5hiqmghlx6ho477qxocwitijcoo4u2rir43huu6lqpx6rxhlaosq.
Any answers or help will be appreciate. Thanks!